RAF Mortgage is a full service mortgage company offering real estate financing through a diverse array of mortgage products. Established in1984, RAF Mortgage offers loans for home owners, and investors alike. We specialize in purchase, refinance, construction, home improvement, and debt consolidation.
Our Home Purchase And Refinance Programs
RAF Mortgage offers over one thousand different loan programs for the purchase, and refinance of owner occupied one to four unit dwellings. For first time home buyers we offer a variety of programs that allow you to buy with little or no money down. In addition, RAF Mortgage has many innovative loan products for borrowers with less than perfect credit. Our special expertise in "fixer" financing is available to help home buyers, and investors take advantage of incredible opportunities in the purchase of below market fixers.
For home buyers with substantial resources, RAF Mortgage offers some of the easiest, and most competitive loan products on the market. Those shopping for the best rates, and those seeking to obtain a loan with minimal, or no documentation will find RAF Mortgage to be a perfect match for their need.
Since 1984, RAF Mortgage has assisted over five thousand families with their home refinancing. Our experience is on your side every time we provide financing.
Programs for Investors
Since our company's inception, we have specialized in arranging financing for the real estate investor. Our most popular program, offers investors unparalleled ability to purchase foreclosures and other distressed properties, and rehabilitate these with a very modest investment. Our other investor loan products include high loan to value purchase loans, refinance loans with cash out allowed, and many other products for the investor with less than perfect credit.
Construction And Remodel Loan Construction, rehabilitation, remodeling, or just plain fix-up are our specialties. RAF Mortgage has worked hard to become the Bay Area's leading lender for construction and rehabilitation financing. The expertise we have developed helps to ensure that the financing for your construction project will proceed smoothly whether your project is large, or small. Our construction loans are easy to apply for, and easy to use. Many of these require only a small down payment. In fact, remodeling loans often require no equity at all! Whether you are seeking to remodel your house or build a whole new development, let us put our expertise to work for you.
Loans For All Credit Types
Credit is very important in determining the ability of a borrower to become home buyer. Those individuals who have experienced some credit difficulties in the past will be glad to learn of our ALL CREDIT LOAN program. RAF Mortgage works diligently, and with care to ensure that those who would traditionally be turned away from the "American Dream" can obtain loans at reasonable rates and terms. We care about people, and want to help them realize their dreams.
Our ALL CREDIT TYPE Loan program offers up to 90% financing for those with less than perfect credit. In addition, we work with home buyers to help them qualify for FHA loan programs if possible.
The company's founder, Richard Fishman, says, "It is not enough to offer what is available virtually in every mortgage company in our fine country. We seek to offer loan products that are both innovative and competitive without sacrificing service on behalf of you, our customers. Times may change, but RAF Mortgage will always be there to give you the greatest value, and service. Call one of our professionally trained officers for a review of your individual loan.
